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Galen

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Everything posted by Galen

  1. Galen

    Mortgage Rip offs

    vickles: "Galen, that would be nice if I had the money then I wouldn't have gotten a mortgage in the first place." If you had the money in the first place to purchase your house, would require that you have 100% of the market value of that house, in cash.
  2. Galen

    Mortgage Rip offs

    vickles: "daddyhoundog...that would be very nice if we could buy our own mortgages... :D-->" Why not?
  3. Hamm- "I think I see it Galen- the spell checking police. A lot like the "radio cops". They can play hard ball too." 'Radio Cops'?? I googled that one, learned a bit too. I still dont see what the FCC would have to do with topic. Were you thinking that the new TWI website [for florida] has spelling errors on it? I have no idea if they do, I really had not looked. Did you know that even Greasespot Cafe has a front page website? I have not been to it since soon after Paw set it up. When I visit I come directly to the forums.
  4. "pole Vaulting" LOL No, and hitting bottom is not good either. Drive a vehicle into someone's garage and hit the back wall is bad form. Do that often and you won't be invited back.
  5. dmiller: "..... and how much does it cost (these days)?" I have no idea. When I have ran PFAL, or any other class from TWI-1, we have never charged anything. :-)
  6. Oakspear: "Who notified you?" When I last ran one, I announced it here on GS {it may have been back when GreaseSpot was on EzBoard]. I friend told me yesterday, on another board that I frequent. That other board is 'pro-PFAL'. Unfortunately no classes are running in my local area.
  7. johniam: "What? TWI is running these? Or "pirated, contaminated" copies? Yeah, that IS great!" Contaminated? Huh? Often limbs were holding copies when entire limbs were M&A'ed. I know that I was told [by a limb] to hold my copy of PFAL, under the assumption that there would come a time when it would be needed. This while 'The Way of California Inc' was in fairly good standing with HQ. I am not running a PFAL class right now, though we have ran one since returning stateside. :-)
  8. Oakspear: "Who are you talking about, Galen? The spell-checking police?" ???????
  9. I have recently been notified that during this month there are ten PFAL classes running, simultaneously. Hoorah!!! Isn't that great? :-)
  10. Galen

    Mortgage Rip offs

    vickles: "I got in the mail today that the mortgage company that just bought it sold to another... -->, So I had just one payment to them and now to the next." I do understand, over the years various mortgages of ours have changed at random intervals. My father buys mortgages from mortgage brokers too, so I am aware that there do exist guys who do nothing but swap mortgages in poker games or swap them like baseball-cards, or something. Buying mortgages is a really really good investment vehicle, by the way. Your mortgage [dont take that personally, I do mean everyone's mortgage], has a 'face-value'. It is roughly the principle balance. It also has a set amount that over the term of its life will have been paid on it, usualy arond 3 times the principle amount. Mortgages when they are traded, are bought and sold at roughly 1/2 of their face value. If you have a current outstanding principle of say $100,000 on your mortgage it can likely be bought by a 'buyer' for $50,000. If your mortgage's rating is low it could sale for as low as $30,000. Even though over the life-time of that mortgage it will collect over $300,000. My father buys mortgages for $30k -40k, he only buys them if they are still holding face values of over 100k. So his $30k does pay back fairly well. I am just saying this so you do know that these things are traded routinely, and it is normal. :-)
  11. Our 15 year old son is spending a couple days over this weekend with a sexual-predator. This kid is 14 and lives with a very good foster-family, but they do have a lot of kids, and Brian needs full-time supervision. Fortunately Our Matthew gets along very well with Brian and Brian does not have any other friends; so if they want to do sleep-overs we let them. I can not handle Brian, and he does need a very firm hand. So Brian does not come here to our home. Fortunately his foster-family is well-trained for handling him. Unfortunately the only 'training' available is through experience, often while going through gaining this experience, families step awry of Social-services and get into trouble. We did. We were really stretched to our max with those foster-children that we had for the past three years. Our foster-children did include a 10 year old predator [we got Tim when he was 8]. I have learned though, that it does take a lot of attention, concern, love; and boy a lot of luck that somewhere along the line you never run at odds with social-services. But really these sexual-predators do need help and guidance. Our Tim has ended up in a residential institution. He will be there locked away with others like him, until he turns 18. Then he will be turned loose on the world. :-)
  12. Oakspear: "Galen will be gone too, the first time he calls the Corps "corpse" :D--> - or maybe the spell-checking police will correct it ;)-->" Dont worry, they lurk here too, and 'know' what is said. :-)
  13. P-Mosh: "But are you complaining about that?" I was responding to the comment that MJ made: "These are the rap sheets from the police department with the picture and the crimes he was convicted of and current address. We have three of them now. What I do not get is the landlords who rent to them." We already have a long list of areas concerning which we msut walk very carefully, lest we be sued. To add to that list, or to say that landlords 'should'? No I dont really agree. If I advertise a vacancy and soon get 6 people walking through it, looking, they each want to know if I will sign a lease with them. What I say, must be closely guarded, and I need to be able to 'prove' why I turn down A, B, and C but said yes to D. Legally we have 'forced' businessmen to try and be colour-blind, gender-blind, religion-blind, marital-status-blind [My first apartment after we were married, we had to provide a copy of our marriage license BEFORE we could sign a lease.], citizenship-blind, etc. No a landlord's hands are already tied too much. How do you look at someone and try to make a decision, without being swayed by any of these things? More is to make the decision, while documenting that your decision was made on purely other reasons. Two lesbians, an-unmarried wickan couple, four Chinese immigrants, and a man who has married his dog; all come to see an apartment. Now make a decision of who to rent to, while documenting that you are not breaking any laws. Say no to the lesbians, and they will scream that you did it because they are lesbian. Say no to wickans and they will scream .... Say no to the immigrants, and .... Say no to the beasty-boy and ... Now in my area, when they come to my dorrstep, they will each have a full-time job and shady work-history. :-) ".... I don't think it's fair to restrict people based on any of the categories you based above any more than it's legal to make black people ride in the back of the bus." I did not mean to be saying what was 'fair' or not. Rather what is legal. "The difference is that the people you listed as sex offenders from a few decades ago didn't hurt other people. The huge difference between a gay person and a child molester is that the gay person does their thing alone or with consenting adults, while the child molester rapes children. Doing things you and I may find disgusting is not rape if both people want to do it." Assuming that both are over 18 [or 16 in some states, 14 in other states]. Make one partner a 17 year old and suddenly it is child-molesting. Yeah I hear you. . I have also [recently] dealt with minor sexual-predators and I really dont know what is happening to our society and how will we make things 'work' when we are making so many totally screwed up children and turning them loose on America. :-)
  14. Cynic: "The Trinity is a biblically necessary doctrine, although it is a biblically unarticulated one. A Trinitarian view of God necessarily follows one’s belief of scriptural indications that: God is one; the Father is God; Jesus Christ existed eternally; Jesus Christ is God; the Father and the Son are individually spoken of under the divine name Jehovah; scriptural pronouns indicate a singularity and a plurality about God; the Holy Spirit has personal identity alongside the Father and the Son; there is a distinction between the Son and the Father; the Father is God to the Son; there is an aspect of inequality between the Son and God the Father; there is an aspect of equality between the Son and God the Father; there is distinction and there is non-distinction between Jesus Christ and God. Scripture indicates such things. In a Trinitarian view of God, one can recognize all these things as fully and simultaneously true. The problem Socinians, Arians, Sabellians, polytheists, henotheists and Unitarians fundamentally have with the Trinity is their own disbelief of some of these things." And the Bible clearly states that: I am a son of God, I am equal with Christ Jesus, I am a joint heir in the heavenly household; I can do greater things than Jesus could do when he walked the Earth; ??Therefore I am god?? Sorry but "The Trinity is NOT a biblically necessary doctrine". :-)
  15. Jonny Lingo: "Whenever we get ex submarine guys aboard, we would always refer to them as "SubMariners, just to rib them of course. But as is always the case, some are good hands, while others are not..." Hmm, Submariner / bubblehead / troglodyte / sewer-pipe-sailor We call each other these things. You meant it as an insult? Hmm, just keep in mind a sub's fire-control system tracks you as soon as it holds your hull's as a contact. Our databases grow from ever sound a hull ever makes, we know exactly what equipment is running, when your laundry machines are running, how well lubed your engine's bearings are, and sometimes even things about the menu your serving in your galley. Some screws we hear and begin tracking from over 1,000 nm away. Our FC systems track every target and maintain 'solutions' on every target. Torpedeo's brains are automatically updated every second with exactly how to properly introduce itself to it's designated target. When you make fun of that bubblehead serving with you, just keep in mind that his buddys 'see' you. :-)
  16. I just wrote the administrator and talked with him. He and I have since exchanged a few e-mails. No problem. :-)
  17. The forums are back 'up'. I was just there. Looking good. :-)
  18. def59: "This passage of scripture must be understood in several lights. 1. Paul says in this chapter that these are his words, not the Lord's." Really? "And to the married I command, yet not I, but the Lord, Let not the wife depart from herhusband: But if she she depart, let her remain unmarried,or be reconciled to her husband and let not the husband put away hiswife." When the Bible says "not I but the Lord" it means that The Lord is not saying it? :-)
  19. Galen

    clean joke

    Kit Sober: "what do you call a man with no arms and no legs in the ocean?" Some that I have known used to call him 'Bob', though others would have called him 'Bouy'. I usually call him 'Bouy Bob' :-)
  20. I read in today’s paper [here near the Groton Subase these things are included in the local newspaper], that the Boat’s CO has been canned. He [Cmdr Kevin Mooney] was formally relieved of command and received a ‘letter of reprimand’ [which will stop all chances of advancement, and likely require that he ‘quietly’ resigns]. Such was the outcome of his Admiral’s Mast. The article said they had been pulling a Flank-bell [close to 35 knots], “when the sub struck what experts believe was an uncharted mountain topped by a large coral reef … described the area the sub had been moving through as a submerged ‘moving haven’, an underwater passageway thought to be free and clear of obstacles.” “Several critical navigation and voyage planning procedures were not being implemented aboard San Francisco. By not ensuring these standard procedure were followed, Mooney hazarded his vessel.” “… officials have decided to temporarily repair it and sail the sub off the island to a nuclear capable shipyard in the US, where a more detailed assessment can be made.” “The temporary repairs will take about three months and will allow the sub, now resting in a Guam dry dock, to transit the ocean” They did say in the article that the decision has not been made whether to decommission the boat, or to fully repair her. :-)
  21. Georgio Jessio: "... If any two corps can work it out then why didn't they? Many many break ups, many divorces." And to think, they so often did not want non-corpse to marry, insisting that only corpse-grads could fully understand the comment required. But then to see such a high divorce rate. :-)
  22. washingtonweather: "Yeah---I thought about renting from myself..but wasn't legal" Really?? Why would it be illegal? What law would it be breaking? Any one person can own any number of businesses, each dusiness can in turn own properties and lease those properties to other businesses. So long as you can keep the ledgers straight. "I knew a staffer in the late 90's...had a house they were still paying on..he kept TELLING the leadership at his root locale , and finally after a couple years they finally said...oh---I guess we have to let you go..." hmm, we never had any problems owning houses, but then we rented homes to beleivers. Used their rent payments for making the mortgage payments. :-)
  23. I think that in the case of CES' partnership program, if you are located locally to them then you do have a far greater chance of being 'more' of a partner than those located far away from them. We were listening to their teachings years ago, and it was obvious that while they were first 'forming' their doctrine, they did allow nearly everyone to teach and share. We recall this because listening to their tapes we were amazed at the variety of doctrines. It was more like a 'consortium of Biblical students' than a ministry. But this faze faded years ago. If you are located at any great distance, where you will likely never 'see' their leaders in person, then 'partnership' will more likely be just the flow of money in exchange for tapes/CDs/mailings. Even today their websites are fairly 'open' to submitting anything that you have been working on. Presuming that it conforms to their general standards. So you really do have an opportunity to be a far greater 'partner' than you would in some other ministrys. An organization ran by commitee, rarely gets anything done. but on the other hand if you are overly concerned of abuse or tyranical behavior than this is exactly what you want. Looking at things they have done in past years, trying to 'define' who they are and what they want to accomplish. Makes it very much opvious that a group of people gathered, and each person had 2 or 3 different objectives. During their 'steering commitee' meetings every possible objective was noted and included in their mission statement and goals. I have been in large organizations, and I recognized it immediately as the outcome of a commitee without direction. But they dearly did not want to offend or insult anyone. So they included everything. Is it better to be an by commitee, or by a single director? It all depends on what you wanted to accomplish. To be so overly sensitive as to hold the line that a single man can not court a female from within the congregation, is in my eyes way over-board. By they were terribly sensitive to the possibility of offending anyone, so that was the line they held to. If a single leader wants to court, he must either leave the ministry, or he must date from outside of the body of Christ. Ouch. This is merely the nature of the beast. [obviously not calling CES a beast, but rather using the expression]. Being a ministry of this form, calling each follower a 'partner' is not out of line. :-)
  24. Yeah, that is right. Married folks do have a big advantage when it comes to finances. Two or more can living as a household can live cheaper than as individuals. And our government does things to encourage couples to marry and stay together [Married joint being the best filign status]. Our tax-system also encourages home-ownership, tithing, and having dependant family-members. :-)
  25. We are done with ours. The 'Child Tax Credit' gave us $2441. Cool. We dont get any refund from taxes that we over-paid [we dont pay any during the year], but we do get these extras from either EIC or in this case the 'Child Tax Credit'. So for us, the Federal Income tax means that each year the government pays us. Which is kind of cool.
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